Scale360's Digital Banking 4.0 platform is designed to help banks take the opportunities the digital economy presents.
People like to shop, but they don't like to bank. Our platform gives banks the tools they need to create a more engaging customer experience.
Today's consumers are mobile, social and connected. They expect digital services that are simple, convenient, timely, engaging and informative.
Time-consuming branch visits, delayed transaction information and call routing scripts commonly encountered when dealing with banks do not meet the expectations of today's digitally connected, mobile consumers.
Our platform can be configured to suit your business needs, giving you the power to manage implementation of your digital bank.
Digital Banking Architecture
Scale360 combines the power and agility of leading global technologies with established, secure, sound and proven core banking and risk management solutions to deliver a cost-effective technology platform that serves your business vision and the expectations of your mobile, social, connected customers.
Scala microservices
Nimble
Real time data streaming and analytics
Responsive
RESTful APIs
Connected
AWS Cloud and private cloud
Reliable
AWS Cloud and private cloud
Secure
Microservices
Microservices is an application architecture adopted by leading digital players to enable them to be nimble giants. Applications developed this way consist of highly focused, independently deployable services that are optimised for change.
Scale360's Microservices applications enable you to adapt quickly to meet your digital customer's needs.
Scala
Scale360 Microservices are developed in the Scala programming language. We selected Scala for its seamless Java interoperability, concise functional style, pattern matching power and support for asynchronous programming.
Scala enables us to deliver asynchronous, responsive, scalable Microservices essential to support high volume digital services
Who we are
Digital Banking 4.0 is the future of banking - only digital banks will survive the future.
Scale360 is a fintech delivery company that helps banks prosper in the digital age using omni-channel solutions that provide the best outcomes for businesses and their customers.
Our team of technologists, strategists and financial services specialists implement innovative fintech products at organisations around the world, delivering a new way of banking that is prepared for the evolving digital economy.
Our team has spent their careers advising banks on how to sustain and grow their business. In 2015 they brought their knowledge together to create Scale360 and bring their vision of a digital banking platform to life.
To remain relevant banks need to connect with their customers using technology that links their business in a meaningful way, delivering a better user experience for customers and a digital banking infrastructure that can grow with the bank.
Scale360 helps you create a better way of banking.
Hubert has over 40 years of management and consulting experience in the financial service industry. During his career he has managed consulting operations for Accenture, Booz Allen & Hamilton, Deloitte, Ernst & Young and IBM Global Services.
His vast expertise in banking includes digital banking strategy, process reengineering, organization design and banking technology. He has developed also transformation blueprints for commercial and central banks and has in-depth knowledge of Islamic Banking and Finance.
He has successfully conducted high profile transformation projects throughout Asia and ASEAN with many of the region’s leading banks.
Hubert W.E. Knapp
Chairman
Connect with Hubert on LinkedIn
Hubert has over 40 years of management and consulting experience in the financial service industry. During his career he has managed consulting operations for Accenture, Booz Allen & Hamilton, Deloitte, Ernst & Young and IBM Global Services.
His vast expertise in banking includes digital banking strategy, process reengineering, organization design and banking technology. He has developed also transformation blueprints for commercial and central banks and has in-depth knowledge of Islamic Banking and Finance.
He has successfully conducted high profile transformation projects throughout Asia and ASEAN with many of the region’s leading banks.
John Lim
Chief Executive Officer
John has over 25 years of management and consulting experience in strategy, technology and operations in manufacturing and financial services industries in Asia, US, South America and Australia.
Most recently John led enterprise strategy and technology driven transformation covering the retail banking, corporate banking, investment banking, securities and insurance units for a region-wide financial services group.
Throughout his career John has demonstrated a strong track record of optimizing business performance through transformation in a range of industries.
John Lim
Chief Executive Officer
John has over 25 years of management and consulting experience in strategy, technology and operations in manufacturing and financial services industries in Asia, US, South America and Australia.
Most recently John led enterprise strategy and technology driven transformation covering the retail banking, corporate banking, investment banking, securities and insurance units for a region-wide financial services group.
Throughout his career John has demonstrated a strong track record of optimizing business performance through transformation in a range of industries.
Hani has over 30 years in banking technology, and focuses on helping banks align technology to their business strategies and objectives.
Recent projects include driving Digital Transformation initiatives in Southeast Asia where he has been advising banks and helping them create and adopt Digital Banking solutions, including implementation of a digital banking portal, universal sales engine, Facebook campaign engine and real-time data streaming infrastructure for one of the region’s leading digital banks.
Hani is passionate about Scala, Microservices and FinTech solutions and has a strong desire to use the current FinTech wave to deliver affordable banking services to the underbanked.
Hani Massoud
Chief Technology Officer
Connect with Hani on LinkedIn
Watch Hani discuss MicroservicesWatch Hani discuss Scala
Hani Massoud
Chief Technology Officer
Connect with Hani on LinkedIn
Watch Hani discuss MicroservicesWatch Hani discuss Scala
Hani has over 30 years in banking technology, and focuses on helping banks align technology to their business strategies and objectives.
Recent projects include driving Digital Transformation initiatives in Southeast Asia where he has been advising banks and helping them create and adopt Digital Banking solutions, including implementation of a digital banking portal, universal sales engine, Facebook campaign engine and real-time data streaming infrastructure for one of the region’s leading digital banks.
Hani is passionate about Scala, Microservices and FinTech solutions and has a strong desire to use the current FinTech wave to deliver affordable banking services to the underbanked.
Neville is a seasoned digital executive with skills in operational management, UX/product design, and process delivery. He has over 15 years experience leading business operations and digital solution implementation.
During his career Neville has managed multi-disciplinary projects and navigated complex challenges - operational management, training and employee development, product design, CX, UX/UI. His experience covers many business sectors and the greatest successes have come in banking, retail and international development projects.
His goal is to introduce solutions that provide all users with optimum outcomes, with a key focus on the Digital Banking 4.0 platform.
Neville Molyneux
Managing Director
Connect with Neville on LinkedIn
Neville is a seasoned digital executive with skills in operational management, UX/product design, and process delivery. He has over 15 years experience leading business operations and digital solution implementation.
During his career Neville has managed multi-disciplinary projects and navigated complex challenges - operational management, training and employee development, product design, CX, UX/UI. His experience covers many business sectors and the greatest successes have come in banking, retail and international development projects.
His goal is to introduce solutions that provide all users with optimum outcomes, with a key focus on the Digital Banking 4.0 platform.
Raymond leads our fintech consulting practise. Prior to joining Scale360 Raymond was partner at a big four consulting firm where he led fintech and innovation, driving digital transformation in financial services.
Raymond has over 28 years of consulting experience, with significant business and technical expertise in fintech, core banking, enterprise transformation, business process reengineering and credit risk management. He has worked on large-scale transformation projects in China, Hong Kong, ASEAN and Australia, including leading an award-winning smart branch transformation project for one of China’s leading banks.
Raymond’s knowledge and expertise is recognised throughout the region, and he regularly speaks and writes on fintech, mobile payments and digital banking.
Raymond Cheong
Director Fintech and Digital Solutions
Raymond Cheong
Director Fintech and Digital Solutions
Raymond leads our fintech consulting practise. Prior to joining Scale360 Raymond was partner at a big four consulting firm where he led fintech and innovation, driving digital transformation in financial services.
Raymond has over 28 years of consulting experience, with significant business and technical expertise in fintech, core banking, enterprise transformation, business process reengineering and credit risk management. He has worked on large-scale transformation projects in China, Hong Kong, ASEAN and Australia, including leading an award-winning smart branch transformation project for one of China’s leading banks.
Raymond’s knowledge and expertise is recognised throughout the region, and he regularly speaks and writes on fintech, mobile payments and digital banking.
Banks today need to embrace the digital economy to remain relevant, but it takes more than technology alone to compete in the digital age. Our teams take a 360 degree approach to deliver a structured path to digital change and achieve real business outcomes.
Scale360’s Digital Banking platform is designed to coexist with legacy systems to ensure seamless integration and cost-effective technology deployment.
Our feature-rich scalable solutions platform augments existing delivery channels and allows you to maximise sales performance via access to financial products and services that are designed to meet the needs of today’s digital consumer.
We put data to good use and help make better decisions: helping customers make the right investment, savings or borrowing decisions and enabling fraud detection and due diligence tools for banks.
Our scalable architecture using open APIs provides a standardised environment that future-proofs your technology decision, allowing your digital bank to develop and grow in a manageable fashion while delivering intuitive and rich customer experiences.
We have implemented solutions-focused technology to leading global businesses for over 10 years. We help businesses define and execute their digital strategy, creating growth opportunities driven by enhanced time to market and customer-centric digital experiences.
Our solutions enable pure digital play; we help our partners build greater customer loyalty and engagement, developing in-depth understanding of the digital customer that ultimately grows online revenue.
Our revolutionary digital platform has helped clients in financial services and other industries to drive performance and sustainable growth in the fast paced digital economy.
Scale360’s holistic approach to digital transformation encompasses a marketing strategy to ensure the customer’s digital journey is enhanced, and business conversions delivered.
Working with Dot360, a full service, integrated digital marketing agency, we design technology driven marketing campaigns that build stronger relations with customers that leverage digital to solve communication and business problems.
Scale360’s omni-channel platform enables a consistent customer experience across all platforms and can be used to run multiple campaigns simultaneously. Customer insights are used to refine and improve campaigns to drive brand performance.
Together with Dot360 we build your digital brand.
United Kingdom
Level 39 One Canada Square
London E14 5AB
Thailand
163 Rajapark Building
Sukhumvit 21
Bangkok 10110
Singapore
Level 20, Tower 2
1 Raffles Place
Singapore 048616
Malaysia
Level 29, Tower A
The Vertical, Bangsar South
Kuala Lumpur 59200
If you'd like to discuss how we can help you, email us at
hello@scale360solutions.com